As our economy
becomes more and more global, the
employment outlook grows more unstable
for US workers. Is there anything
you can do about it?
face it, most of us need the assurance
of a steady paycheck to sleep at
night. Being able to rely on present
and future income means not only
that the bills are going to be paid,
but that you can make major purchases,
like houses and cars, without worrying
that you'll lose them along with
job security, once taken for granted
by most working Americans, is quickly
being relegated to the memory boxes
of an older generation, along with
40-year anniversary gold watches
and other appreciation gifts for
used to be that once you attained
a fair amount of seniority, you
could rest assured that if the company
cut jobs, yours wouldn't be one
of them. Now long-term workers get
nervous when there are rumblings
of downsizing and outsourcing. They
are generally paid more than younger
workers, and instead of valuing
them for their experience, companies
crunch the numbers and figure out
how much they can save in salary,
health insurance costs, and pension
funding if they follow a "first
in, first out" policy.
most fortunate workers are lured
into early retirement programs;
the least fortunate are simply given
their notice. While official unemployment
figures don't reflect it, countless
people have been forced out of decent-paying
jobs into low-paying ones. Sure,
the government counts them as "employed."
But most view their jobs as stop-gap
measures, a way to barely get by
while they remain hopeful that one
day they'll find another job as
good as the one they left.
the chances are they'll move from
one low-pay job to another. The
manufacturing jobs that formed the
basis of the Fabulous 50s economy
have moved elsewhere. Former areas
of thriving steel plants and automobile
factories are now referred to as
"the rust belt." The auto
industry alone announced over 90,000
job cuts in 2006. Most of these
were "good union jobs"
with enviable pay and benefits.
But union jobs have been steadily
declining. In 1945, nearly a third
of Americans held union jobs. Today
only 12% of workers belong to unions.
As their numbers have shrunk, so
has unions' ability to negotiate
favorable contracts for their members.
collar workers are hardly immune.
In 2006, Ford announced it was offering
"voluntary buyouts" to
10,000 salaried workers, including
high-level executives. Those who
took the buyouts explained they
thought it was better than being
laid off, which they assumed would
happen next. Workers were offered
the services of "outplacement
that try to find new jobs for displaced
workers. But in towns that depend
heavily on one industry that is
downsizing, it's more likely that
laid-off employees will have to
sell their houses (in a real estate
market that has also taken a price
downturn) and move to some other
part of the country.
2002, the technology sector dumped
150,000 software jobs. In 2006,
computer chip maker Intel announced
job cuts of over 10,000. Students
were told that their best bet for
the future was information technology.
They worked hard for technology
degrees, earned millions for their
employers, and then found themselves
with nowhere to go-because their
jobs were moving to India, China
relatively new obstacle to job security
is the practice of "offshore
outsourcing." We all know how
it works: Someone in India or Mexico
does your job for 15% of what you
were paid. More and more, outsourcing
is affecting any job classification
that does not depend strictly on
a US or Canadian location. For example,
if you're a waitress, grocery clerk,
or store manager, you can't very
well be outsourced. US factory workers
were the first to be hit hard by
the "giant sucking sound"
of their jobs moving to other countries,
but now software developers, engineers,
journalists, and other professionals
are facing the same fate.
course, the reason is the bottom
line. Companies are in business
to make a profit. Creating secure
jobs for their employees is not
their concern. Scaling back on labor
costs is the number one way to increase
profit margins, whether through
outsourcing, not replacing employees
who quit or are fired, paying workers
less, or using non-union, lower
paid, or part time workers here.
The country's major employers are
huge multi-national companies. Playing
musical chairs with jobs among different
countries is as simple for them
as the children's game.
isn't pleasant to think about. It's
certainly easier to just assume
that your job and your paycheck
will always be there for you. But
denial of a problem will not make
it go away or solve it, and some
day you may wish you had thought
to create a backup plan for maintaining
your income without relying on your
this point, you are probably asking
"What can I do
to be financially secure?"
grim as the employment picture looks,
there is still a way to provide
an income for yourself that you
control. Being your own boss means
no one can lay you off or cut your
hours and benefits. It's up to you
to take control of your future income
and your future security.
there is an exciting home business
opportunity that offers you a way
to create a safety net of security
and financial success that no one
can pull out from under you.
may be tempting to believe that
your good job will last, or to believe
that even though you're not happy
with your current job, there's a
good one waiting down the road.
Just remember that while the unemployment
figures look good, the jobs America
is losing are being replaced by
a whole new category known as "service
industry" jobs. These are low-paying
jobs in retail or customer service.
Hourly workers are almost never
allowed to work overtime, while
those on salaries fill in the gaps
without any overtime pay. The unfortunate
truth is that you have to look out
for number one because you cannot
rely on any company to put you or
any other employee first.
first step toward security should
be to obtain information about starting
your own home based business.
beauty of a home-based business
is that you need only Internet access
and a telephone to build a thriving
business. Our team of skilled professionals
will train you and show you the
secrets of their success. Incredibly,
the capacity to change your uncertain
future lies in your own hands.
of worrying about how you'll pay
the bills if you get the surprise
pink slip, take the first step today
towards protecting your financial
future. If you are ready to find
out how you can begin to create
a considerable income right away
-an income that will continue to
provide for you and your family--then
you have arrived at the right place.
Simply fill out the form below
for additional information, and
begin looking forward to the security
and success you deserve.